IronRock's New PAYD Product
Where Safe Driving Pays!
you actually get a PREMIUM REFUND for good driving behaviour.
What is PAYD?
AYD is a new type of motor insurance policy based on telematics insurance and we are the first insurance company in Jamaica to provide clients with the opportunity to benefit directly from their good driving behaviour.
That means you end up paying for your insurance based on how you drive & how much you drive, instead of traditional factors. Plus, you’ll get an automatic refund just for participating, along with all the great security benefits of Guardsman’s tracking device and the accompanying mobile app:
Real-time driving feedback & alerts
Detailed log of all your trips
Live tracking of your vehicle
Remote vehicle immobilization for security
Intelligent insights about your driving patterns
Geofencing for security
How It Works
download the Guardsman App and connect to your vehicle to utilize all the great, free features.
We monitor the following key driving habits
Total Driving Distance
Increase your savings by driving less
Sudden Acceleration
Go easy on the gas and
go easy on your pocket
Harsh
Braking
Avoid slamming on
your brakes
Late Night Driving
Limit trips between
12am & 4am, as the
roads can be more dangerous and accidents more likely
Excessive Speeding
Nothing wrong with the occasional overtake, but
be mindful of your total time speant above the
speed limit
and you get refunded based on your score at the end of the year
95 % and over
= a 25% refund
80 - 94 %
= a 10% refund
< 80 %
= No Discount
